Car insurance is a quite big issue for car owners & if it is in the USA, then car insurance is a must to have while you are driving a car there. In the USA, it is easy to buy a car then maintain it. Timely car insurance is an important part of maintaining a car. Although, there are many other things as well while insurance is most costly and important one. With its high cost if you forget to do it on time then it is a crime there, which has many side effects. It is pricey in the USA, but insurance with low price are also available. What is needed is a legitimate search from yours or anyone else side.
Insurance is required in many cases like if your car is stolen then, you need insurance for claim amount of your car costing at the time of the theft. In the event of an accident- accident means personal injury & those results in high medical bill & also bills of car repair. It becomes difficult for anyone to afford these huge bills & need of insurance is a must which helps in paying these bills.
In the USA as it is a big country with a combination of urban & rural states, insurance rates vary highly & is different because of many other reasons as well. In urban areas insurance rates are quite high in comparison to the rural area. If we will talk about highest insurance rates according to states of USA, then it is Michigan.
In Michigan insurance rate is 136% above national insurance average rate. There are various reasons for this & most significant one is that it is the only state where lifetime personal injury protection is offered. As medical bills are very high in the USA & it's hard to manage with other expenses. Therefore, with paying high insurance in comparison to other states, it cost lower if calculate all expenses.
New York is not the highest one, but here insurance rates are around 42% above than national insurance average rate. Also, there is a city named Brooklyn Zip code in New York where insurance rates are most expensive in the USA, which is around 151% above average.
These were the rates for an urban area in the USA & there is a state in a rural area where insurance rates are highest when to compare with another rural area in the USA. Louisiana, Bayou state in a rural area, is most expensive regarding insurance. It is 33% above average insurance rates because of one or many reasons.
In the USA lowest insurance rate is in rural areas because of various factors, some are lower crime rates, few cars, less traffic, etc. Wisconsin is least in the list of lowest insurance rates in an urban area. It is 28% below the average national insurance rates. North Carolina is the lowest in rural area & Idaho, Ohio, Maine, etc. joins the list of lowest insurance rates in the countryside of USA.
In the USA, many people don't go for insurance due to its high cost but a percentage of those is quite low then individuals who opt for safe ways.
Posted on 22.01.2016
Car insurance is a quite big issue for car owners & if it is in the USA, then car insurance is a must to have while you are driving a car there. In the USA, it is easy to buy a car then maintain it. Timely car insurance is an important part of maintaining a car. Although, there are many other things as well while insurance is most costly and important one.
Posted on 4.02.2016
When we look at various ways to get an affordable yet qualitative car insurance rate, naturally it comes to mind who gets the cheapest car insurance rates. There are many ways by which you can get affordable automobile insurance and yet have a quality coverage on your car.
Posted on 11.02.2016
Owning a set of wheels is a thrilling prospect in itself, whichever age you may be. However before getting behind the wheels of the car, you need to show your responsibility as a driver too. The first and foremost responsibility starts with getting your car insured to protect it from theft, accidents and other unfavorable conditions.
Posted on 23.02.2016
When you buy a car, it is time for the next step to be taken. This means that you will need to know how to compare auto insurance rates and quotes effectively. By following a certain system of looking around for auto insurance rates and quotes, you can find the amount you need to pay and that too within your financial budget.
Posted on 10.03.2016
Once you have bought a car and added the upholstery, car radio, phone stereo and the works, it is time to save a little on your financial pockets. So while getting your car insured, why spend a huge amount of money? Scan your brain and think on how to lower your car insurance rate.
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